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Terms of Use

Last updated: 3 June 2026

These Terms of Use (the "Terms") govern your access to and use of the website karimov.tech (the "Website"), operated by DANIL KARIMOV PR NOVI SAD, entrepreneur, with registered seat at Železnička 20, 21101 Novi Sad, Serbia, registration number (matični broj) 68136547, tax number (PIB) 115148704 ("we", "us", "our").

By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

1. Purpose of the Website

The Website presents information about our IT project advisory services for the banking and fintech sectors. The Website is intended for businesses and professionals and is provided for general informational purposes only.

2. No professional advice; no contractual offer

The content of the Website, including descriptions of services, methods, case studies and metrics, is provided for general information only and:

  • does not constitute professional, legal, financial, investment or technical advice;
  • does not constitute a binding offer, guarantee or commitment to provide services;
  • should not be relied upon as the sole basis for any decision.

Any engagement of our services is governed exclusively by a separate written agreement between you and us. Nothing on the Website creates a client relationship.

3. Case studies and figures

Case studies, performance figures, savings, time frames and other metrics presented on the Website are illustrative and indicative. They describe past situations, may be simplified, rounded or anonymised, and are not a guarantee or prediction of any future result. Outcomes depend on factors specific to each project and may differ materially.

Third-party names, brands, logos and trademarks displayed on the Website remain the property of their respective owners and are used for identification and reference purposes only. Their display does not imply endorsement, partnership or sponsorship unless expressly stated.

4. Intellectual property

Unless otherwise indicated, all content on the Website — including text, graphics, layout, design, the "Realprojectic" method and other methodologies, names, logos and other materials — is owned by or licensed to DANIL KARIMOV PR NOVI SAD and is protected by applicable intellectual property laws.

You may view and print Website content for your own internal, non-commercial reference. You may not, without our prior written consent:

  • copy, reproduce, republish, distribute or publicly display Website content;
  • modify, adapt or create derivative works from it;
  • use it for any commercial purpose or to provide competing services;
  • use our names, logos or trademarks.

5. Acceptable use

You agree not to:

  • use the Website in any way that breaches applicable law or these Terms;
  • attempt to gain unauthorised access to the Website, its servers or related systems;
  • introduce malware or otherwise interfere with the operation or security of the Website;
  • use any automated means to scrape, harvest or collect data from the Website without our consent;
  • submit false, misleading or unlawful information through the contact form.

6. Links to third-party sites

The Website may contain links to third-party websites or resources (for example messaging platforms). We provide these links for convenience only and do not control and are not responsible for the content, policies or practices of any third-party site. Accessing third-party sites is at your own risk.

7. Disclaimer of warranties

The Website is provided "as is" and "as available", without warranties of any kind, whether express or implied, to the maximum extent permitted by applicable law. We do not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that any information on it is complete, accurate or current.

8. Limitation of liability

To the maximum extent permitted by applicable law, DANIL KARIMOV PR NOVI SAD, and any persons acting on its behalf, shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profit, revenue, data, business or goodwill, arising out of or in connection with your access to, use of, or inability to use the Website or any content on it, even if advised of the possibility of such damages.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under the mandatory law of the Republic of Serbia (for example, liability for intent or gross negligence).

9. Indemnity

You agree to indemnify and hold harmless DANIL KARIMOV PR NOVI SAD from any claims, damages, losses or expenses (including reasonable legal fees) arising out of your breach of these Terms or your unlawful use of the Website.

10. Availability and changes

We may modify, suspend or discontinue the Website (or any part of it) at any time without notice. We may also update these Terms from time to time; the current version with its "Last updated" date is always available on the Website. Your continued use of the Website after changes take effect constitutes acceptance of the revised Terms.

11. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we process personal data.

12. Governing law and jurisdiction

These Terms are governed by the laws of the Republic of Serbia, without regard to conflict-of-law rules. Any dispute arising out of or in connection with these Terms or the Website shall be subject to the exclusive jurisdiction of the competent court in Novi Sad, Serbia, unless mandatory law provides otherwise.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact

DANIL KARIMOV PR NOVI SAD Železnička 20, 21101 Novi Sad, Serbia E-mail: project-advisory@tuta.com